Lifestyle Insurance
It is a simple and affordable cover that provides financial support for individuals and families worldwide, twenty fours a day. It covers a wide range of injuries from broken bones to those ailments that could have a significant impact on your life. You will also be covered if you have to spend time in a UK hospital and, with extended cover options, it can protect children too. It also provides free and unlimited access to a professional wellbeing support centre. This may help people with:
- General wellbeing
- Family issues
- Bereavement and probate
- Childcare and eldercare
- Emotional support
- Critical and traumatic incidents
Why is Lifestyle Insurance the right policy for my family and me?
It provides financial support for a range of specified accidental injuries and UK hospital stays. You can claim for multiple injuries and your policy will continue to protect you into the future, no matter how many times you claim.
You and your family can receive UK hospital cover for every 24 hours you spend as an in-patient as the result of an accident. Once you’ve had your
policy for 12 months, you can also claim for time spent in hospital due to sickness.
The policy can also provide accidental death and funeral cover, which will provide families with financial support if the worst happens.
What are the additional benefits of Lifestyle Insurance?
Lifestyle Insurance also offers optional, extended cover options for families, those with active lifestyles and those who may be
at particular risk of certain illnesses.
What are the most popular claims for Lifestyle Insurance?
N.B There is no limit to the number of claims you can make.
- 69% of claims relating to children are for broken bones (mostly from just kids being kids).
- A cash lump sum could allow you to take time off to help get them better.
- 79% of sports-related claims are caused by non-professional rugby injuries (If you break your leg, your payment could help cover unexpected costs – such as taxis to work while you recover.
- 21% of customers who have made a claim, have done so more than once.
How much is Lifestyle Insurance?
- Lifestyle Insurance protection automatically includes the following benefits, with a monthly premium, which ranges from £8 to £40.
- Broken bones cover is up to £3,750 per broken bone, even if you break more than one.
- Accidental permanent injury covers a wide range of life-changing injuries up to £250,000.
- Accidental death should the worst happen,
- UK hospital stays cover is up to £250 per 24-hour period you’re admitted to a UK hospital due to an accident or sickness (sickness is covered once you’ve had your policy for 12 months)
- Total permanent disability cover up to £250,000
- Funeral benefit up to £10,000 if you die as a result of natural causes, or your premiums returned if your death is within the first year of your policy
- From just £1 per month, the policy holder can receive Child Cover offers a wide range of benefits including children’s cancer cover, and provides protection for children aged 6 months to 18 years, or up to 23 years if your child is in full-time education. Children do not need to live with the policyholder.
- Active Lifestyle Cover provides additional cover for accidental injuries such as ligament tears, tendon ruptures and dislocations, so you can keep enjoying the activities you love.
- Healthcare Cover is tailored for those who may be at particular risk of contracting certain illnesses, such as those who work in the healthcare sector.